Why Spreading Your Property Bets is a Winning Strategy
Most investors think diversification is about having lots of properties. But here’s the truth: diversification isn’t about how many properties you own, it’s about what kind you own, where you own them, and when you bought them. Over the years,…
The 11 Property Buying Tips to Overcome Analysis Paralysis
It’s common for many buyers and property investors to experience analysis paralysis when it comes to buying a property. After all, it’s a complex decision and one that has a long-term impact… especially if you get it wrong. The thing…
Is This the Beginning of the Great Investor Exodus from Victoria?
Key takeaways For the first time since the Residential Tenancies Bond Authority began tracking data (over 20 years ago), more rental bonds are being refunded than lodged. More properties are leaving the rental pool than entering it—signalling a contraction in…
[PODCAST] The Housing Shortage No One’s Fixing (But Everyone’s Complaining About)
Interest rates are falling again. After years of rate hikes, mortgage stress, and a cooling economy, the RBA has now dropped interest rates for the second time this cycle and there are more rate cuts to come. But what does…
Victoria’s planning reforms could help solve the housing crisis. But they are under threat
The federal election campaign was dominated by the housing crisis. But the real power to solve it rests with the states. In Victoria, reforms are underway that promise a bigger boost to the housing aspirations of younger generations than anything…
Your Greatest Asset Isn’t Property — It’s Perspective
Key takeaways You’ve already beaten the odds — your existence is a 1 in 400 trillion miracle. Being born in Australia gives you privileges many in the world can only dream of. Gratitude is a superpower — recognising your luck…
most important property investing golden rule
Key takeaways There is one property investing golden rule that is more important than everything else. The golden rule is that the quality of the property you invest in will determine your long-term investment returns. If you invest in an average-quality property, your long-term…
14 more ways to make you happier and more successful
The rich are not necessarily happier than normal folk all the time, but I bet they are happier more often. That’s because money does make a difference in people’s lives. It removes a lot of our worries and allows us…
Sea Change, Suburbia and Survival: Australia’s New Demographic Divide
Key takeaways Australia’s population has grown by 3.7 million over the last decade—but growth is heavily concentrated in just five cities: Sydney, Melbourne, Brisbane, Perth, and Adelaide. 80% of this growth occurred in those cities, reinforcing an urban coastal dominance….
How Bedroom Upgrades Can Maximise ROI on Renovations
When it comes to property renovations, most investors and homeowners immediately think of kitchens and bathrooms as the key areas for return on investment. However, there’s a compelling case for focusing attention on bedrooms, particularly the master bedroom, as a…
Rentvesting vs Home Ownership: A Strategic Comparison
Rentvesting has become an increasingly popular strategy for wealth creation, especially as a response to the challenges of home ownership in major Australian capital cities. This approach involves renting where you desire to live while investing in property. It has…
[PODCAST] The $1 Billion Crackdown on Property Investors Explained. With Ken Raiss
With tax season just around the corner and property investors constantly navigating a shifting taxation landscape, it’s never been more important to stay one step ahead of the taxman. Whether you’re a seasoned investor with a sizable portfolio or just…
Gap between regional and capital city housing market performance narrows
Key takeaways Quarterly growth in combined regional dwelling values continues to outperform the capitals, however, the performance gap has narrowed since the start of the year. Regional dwelling values rose 1.5% in the three months to April, outpacing the 1.0%…
Two-thirds of Property Investors Are Experiencing Negative Cash Flow – What Does This Really Mean?
There’s been a lot of noise lately suggesting that property investors are raking it in thanks to soaring rents. But when you look past the headlines and dig into the data, a very different picture emerges. According to the 2024…
The One Policy Mistake That’s Fuelling Australia’s Housing Crisis
Key takeaways Australia is growing fast — with net overseas migration at 446,000 in 2023–24, we’ve added nearly the population of Canberra in just one year. But housing supply isn’t keeping up. Approvals and commencements are at their lowest levels…
11 Reasons Why You Should Invest in Property
Key takeaways There are lots of ways to make money and there seems to be a group of property pessimists around at present. Then the government seems to want to tax investors wherever they can and give tenants more control….
Policies, Promises & Property Prices: What’s Next for Our Housing Markets? with Simon Kuestenmacher and Brett Warren
The election may already feel like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story. But make no mistake — What happened at…
a partial defence of the hipster
It’s easy to scorn the gentrifying hipster stereotype, but many inner-city neighbourhoods benefit from the distinctive mix of businesses and activities they pursue – so why should the suburbs miss out? One of the stark differences between neighbourhoods in the…
Why Walkability Matters in Property Investment: A Look at Australia’s Landscape
“Why walk when you can drive?” That seems to be the mantra behind the planning of many Australian cities—none of which made the cut in a recent ranking by The Economist, of the world’s top 50 walkable cities. But there…
Investor Activity Reaches a New Peak as New Builds Hit Record Lows — Here’s What’s Really Going On
Key takeaways Investor loans rose 19% year-on-year to March 2025 — nearly hitting the all-time high of 2022. This rebound is occurring despite elevated interest rates, signalling that smart investors are looking beyond short-term costs and positioning for the next…
How Much Could Your Home Be Worth by 2030? Let’s Look Past the Headlines
Key takeaways Cycles come and go, but Australia’s property fundamentals remain strong. Smart investors understand that wealth is built over decades, not in short bursts. A recent PropTrack forecast underscores this with projections of solid growth in median house prices…
What’s next for our housing markets? With Simon Kuestenmacher and Brett Warren
The election already feels like old news. The campaign ads are off the air, the polling booths are packed away, and the headlines have moved on to the next big story. But make no mistake—what happened at the ballot box…
Australian Manufacturing Isn’t Dead—It’s Just Been Misunderstood
Key takeaways The widespread belief that manufacturing has died in Australia is misleading. Yes, car brands like Holden, Ford, and Toyota left—but manufacturing itself didn’t disappear. Instead, it has adapted to global trends and shifted toward more specialised, high-value sectors….
Where Should You Buy a Property as an Investment in Australia?
If you had $1 million to spend on property investment in Australia today, where would you invest it? What location would you buy in, and why? And what about if you only have $500,000 to invest? Where is the best…
Rate cut will support housing markets, but don’t expect a boom in housing prices until affordability improves
Key takeaways The RBA has cut the cash rate by 25 basis points, marking the second cut in three meetings, signalling a more accommodative monetary policy stance. This move was widely expected, given headline and core inflation are now within…
Winners and Losers in the Property Game? With Simon Kuestenmacher
In today show Simon Kuestenmacher and I discuss a topic that won’t stay out of the news this year with the federal election coming up — house prices. Whether they’re climbing to new heights or stabilising, the property market has…
Younger generations are delaying home ownership: Here’s why
Key takeaways ABS data shows that the trend for home ownership among our younger generation is on a downward trend, and affordability is a key issue. Skyrocketing property prices, stringent lending criteria, and economic instability have made it much harder…
Warren Buffett Is Retiring — But Here’s Why You Shouldn’t Copy His Strategy
Key takeaways Warren Buffett’s long-term investing success is extraordinary—but his strategy was built in a very different time and market environment. Today’s investors face a very different landscape: faster information flow, different tax rules, and more market volatility. Blindly copying…
9 rules for success in today’s property market
Key takeaways 2025 will be seen as the year of when property values and rents continue to rise – but our markets will be fragmented. As a property investor your aim should be to build a substantial asset base through…
Melbourne Landlords Under Pressure: But Is This a Warning or an Opportunity?
If you’ve been reading the headlines, you’d think Melbourne landlords are under siege, and in many ways, they are. But as always, the devil is in the details, and the narrative isn’t as one-sided as it seems. Yes, rents have…
The “Uber” of Property Valuation Disrupting an Outdated Industry
In the evolving landscape of Australia’s digital economy, where convenience, speed, and trust are paramount, the property valuation industry has remained relatively static—until now. Enter hovr.me, a pioneering platform that’s transforming how property valuations are requested, delivered, and utilised. By…
What does $1 million now buy in Australia’s housing market?
Key takeaways Once considered a symbol of luxury, $1 million is now standard for housing in many parts of Australia. In August 2024, the combined capital cities’ median house value passed $1 million, confirming this is no longer just a…
The Importance of Having the Right Money Mindset to Become a Successful Property Investor
Key takeaways In the world of property investment, your mindset can be your greatest asset – or your biggest liability. Learn how to develop a money mindset that paves the way to financial freedom through property. Your money mindset is…
House Prices in Australia Over the Last 10 Years and What’s Ahead For the Next Decade
Key takeaways Do property values really every 10 years? And what can we expect to happen to the value of the property over the next decade? While the theory of property values doubling every decade is rooted in historical trends,…
What the Financial Media Doesn’t Share About Property Investing With Brett Warren
When it comes to property investing, the noise from the financial media can be deafening. But how much of what they say is really worth your attention? There are many commonly held beliefs about property investing that aren’t only questionable…
Did Baby Boomers Really Have It Easier?
Key takeaways Millennials and Gen Z feel behind in the property market — and they’re not wrong. Data confirms Baby Boomers dominate property ownership, holding 54% of all dwellings while comprising only 26% of households. This is a structural wealth…
Seeds of Success
Almost every one of the self-made millionaires in my Rich Habits Study pursued their dream despite the fact that they felt they were not ready. “The best time to plant a tree was 20 years ago. The second best time…
Population change by LGA – growth and decline in 2024
The latest population growth data are out for the 2023-24 year. Each year around late March the ABS releases this with a reference period of the end of the financial year, June 30th of the previous year. This is our…
The 25 Personal Finance Tips Everyone Should Follow
Key takeaways Do you want more money? Most Australians do. But for most their problem is not earning more money, it’s keeping the money they’ve earned. What are they doing wrong? Well… usually it’s their bad money habits that let…
Investing in Crypto — A property expert’s guide
Key takeaways If you’re confused about cryptocurrencies, like Bitcoin and Ethereum, as an investment, you’re not alone. What you’re about to read is a property expert’s take on crypto, so I’m not sure if it’s worth more than your hairdresser’s…
Think a Granny Flat Will Boost Your Wealth? Think Again
Granny flats seem like a smart investment idea, don’t they? You build a modest dwelling in your backyard, rent it out, and voilà — a little extra income stream. But before you dive into the idea of building a granny…
New taxes on super didn’t get much attention in the election campaign. But they could be tricky to implement
The Albanese government’s re-election has renewed concern about planned changes to the taxation of investment returns in superannuation funds. Labor’s emphatic victory on Saturday night, including what appears to be an increased presence in the Senate, suggests the legislation is…
Why You Must Surround Yourself With Other Successful People
If you want to succeed in life, you absolutely must surround yourself with other successful people. Successful people are successful because they have expert knowledge and skills in very specific niches.Unsuccessful people lack expertise in any one niche. Successful people…
A Surge in Property Confidence & NAB Forecasts 5 Rate Cuts
Key takeaways Sentiment surges: NAB’s Residential Property Index jumped to +40, signalling a strong turnaround in market confidence after three soft quarters. Interest rate cuts coming: NAB now expects the RBA to cut rates to 3.1% by Q3 and further…
What makes a housing boom?
Not all cheap areas are good buys, and a housing boom isn’t just about affordability – it’s about a mix of key factors. Here are seven indicators that signal potential growth: 1. Population Growth – A booming market must attract…
Property investment rules to keep in mind in changing times like these
Key takeaways In challenging times, it’s crucial to avoid getting caught up in short-term market fluctuations. Property investment is fundamentally about holding onto quality assets over the long haul to allow for capital growth and compounding returns. Market conditions, media…
The climate risk of property investing
There’s a property risk you probably haven’t thought about. Well…maybe after the severe floods we’ve just experienced so far this year and Cyclone Alfred, you are thinking about it now. Sure you’ve likely given thought to the impact of climate…
The Real Reason Putin Fears Demographics More Than NATO
Key takeaways While the world fixates on tanks and treaties, Russia’s most pressing crisis isn’t NATO — it’s population decline. Russia’s shrinking, ageing, and unhealthy population is limiting its military, economic, and geopolitical capabilities. Russia’s military spending is high on…
[PODCAST] What Labor’s Win Means for Property, Dr. Andrew Wilson Breaks It Down
So today, before we dive into the latest data and trends, I unpack what this election result could mean for property investors, homebuyers, and renters across the country, and what the likely implications are for inflation, interest rates, and affordability?…
How Weather Affects Asphalt Surfaces in Perth
Do you have an asphalt driveway or surface on your residential, commercial, industrial, or public property? Proper maintenance of asphalt is essential for safety, functionality, and aesthetics. Without regular care, asphalt surfaces can deteriorate quickly, leading to costly repairs. In…
5 Lessons You Must Learn If You Want to Succeed in Life
Key takeaways Success in life, and particularly in property investment, isn’t about luck or shortcuts. It’s about understanding these fundamental lessons, making informed decisions, and staying the course. Remember, it’s not just about accumulating wealth—it’s about creating a life of…
Why U.S. Homeowners Are Selling for Cash in 2025 – Lessons for the Australian Market
As international real estate dynamics keep evolving, 2025 is becoming a milestone year for the sale and purchase of residential homes. In America, a significant trend has become established: More and more homeowners are now selling their houses outright for…
[PODCAST] Building Blocks for Wealth: Strategies for Successful Property Investing
In today’s podcast, Aaron Christie-David and I delve into the intricacies of successful property investment, emphasising the importance of mindset, financial education, and strategic planning. We discuss the current property cycle, the role of strategic mortgage brokers, and how to…
Watching Out for the X-Factor
Key takeaways X factors, often referred to as Black Swan events, are unpredictable occurrences with profound impacts on the economy and property markets. They can be global (e.g., geopolitical tensions, technological revolutions) or local (e.g., policy changes, interest rate hikes)….
I Asked Richard Branson a Question About His Work Ethic – This Was His Answer
When you are doing something you like or love, time seems to fly by. They call it the State of Flow. And whenever you find yourself in a state of Flow, think long and hard about what you are/were doing…
Labor Just Won the Election — and They’re About to Pour Petrol on Our Housing Crisis
Key takeaways Labor’s election win signals more pressure on our housing markets, as their proposed policies will unintentionally worsen the already critical supply-demand imbalance. The Government promises to build 1.2 million new homes are unrealistic, given current construction capacity constraints,…
What’s best – property, gold or shares?
How has residential property performed over the last twenty years compared to that of other assets such as shares and gold? There are many options available to investors these days, including crypto, savings, commodities and commercial property, but the most…
Here’s Why Property Investors Are Essential to Australia’s Housing Market
Key takeaways Media and political narratives often unfairly portray property investors as barriers to homeownership for first-home buyers. In reality, investors play a critical role in providing housing for those unable or unwilling to buy. Private landlords, often “mum and…
The 7 Rules of Power Negotiation
Key takeaways Negotiating is a part of living; we do it all the time. And of course, negotiation is one of the skills developed by all savvy property investors. Negotiating is a part of living; we do it all the…
A Look at the Two-Speed Dynamic
Melbourne’s property market is heating up, with many commentators, believing it’s the right time to get in at the early stage of the next phase of the property cycle. But before you dive in, it is important to understand the…
[PODCAST] How to keep calm in the midst of market chaos, with Louise Bedford
Welcome to another episode of the Michael Yardney Podcast. Now let me ask you… have you felt like the sky is falling lately? Between confusion about interest rates, scary headlines, rollercoaster stock prices and continued uncertainty in the property markets,…
Inflation is easing, boosting the case for another interest rate cut in May
Australia’s headline inflation rate held steady at a four-year low of 2.4% in the March quarter, according to official data, adding to the case for a cut in interest rates at the next Reserve Bank board meeting in May. A…
The uncomfortable question at the heart of housing policy
Housing has become one of the defining issues of the 2025 Federal Election. As affordability worsens and rental markets remain tight, the question of how to support Australians into secure, affordable housing has rightly become central to both major parties’…
The Queensland Suburbs Where You Can Still Buy at 2015 Prices
Key takeaways Despite significant property price growth across Australia, some Queensland suburbs have seen property values stagnate or even decline over the past decade. Low or stagnant prices don’t automatically indicate investment opportunities—often these suburbs remain cheap due to underlying…
Want some top success tips from top property professionals?
Interested in knowing how others became successful? Then why not ask successful people what they’d wished they’d been told when they were younger. That’s exactly what I did with these seven successful property professionals and here’s what they said. 1….
The 2025 Revolution That’s Reshaping Property Deals
Traditional real estate markets are known for their slow processes, excessive fee structures, and outdated systems. However, in 2025, this market is going through a digital transformation. Blockchain technology and digital assets like Litecoin are becoming inevitable parts of this…
[PODCAST] How Investing in the ‘Next Big Thing’ Could Backfire Spectacularly! With Brett Warren
After all these years in property, I’m still surprised at how some investors decide which property to buy, however it doesn’t really surprise me why so many don’t get past their first or second property. You see… many buy for…
Could Trump’s Trade War Supercharge Australia’s Property Markets
Key takeaways Trade tensions, especially sparked by Trump’s tariff policies, create economic uncertainty. Experienced investors know uncertainty can hide significant investment opportunities. China’s strategy shift from infrastructure to domestic consumption reduces demand for Australian commodities (e.g., iron ore, coal). Reduced…
Australia’s Housing Crisis Is About to Get Worse – Here’s What You Need to Know
Key takeaways Australia faces a critical shortage of approximately 400,000 homes by 2029. Despite ambitious government targets, the shortfall in new home construction is projected to be nearly 393,000 dwellings short of the intended 1.2 million homes in five years….
What the Financial Media Doesn’t Share About Property Investing
Key takeaways There are many commonly held beliefs about property investing that aren’t only questionable but are also utterly false. Sadly, some investors go through their entire property journey believing them. And that’s a shame. They’d waste precious time buying…
How Does Australia’s Prestige Property Market Stack Up Globally?
We’re used to hearing that Australia has some of the most expensive properties in the world. The headlines love to scream that Sydney is less affordable than New York or that Melbourne rivals Paris for house prices. But is this…
This is what it takes to be in the top 1% of wealthy people
Key takeaways To be in Australia’s top 1%, you need a net worth of approximately $8.3 million (US$5.5 million). Australian household wealth has grown significantly, with the average household net worth increasing from $530,500 in 2004 to $1,462,300 in 2023.Wealth…
Seasonal lift in rents masks broader slowdown as affordability constraints continue to bite
Key takeaways Rental growth is still tracking above the pre-COVID decade annual average of 2.0%, but the rate of change has slowed considerably. The March quarter increase was largely driven by units, which rose 2.3% nationally compared with a 1.4%…
Why Most of Your Time in the Property Market Will Be Boring—And That’s Good
Have you ever caught yourself wondering why the property market seems to be either skyrocketing or plummeting? It feels like everyone’s either raving about booms or fretting over busts, right? Well, here’s the less dramatic truth: most of the time,…
The baby boom in seven charts
The baby boom was a period that saw a surge in birth rates alongside a dramatic decline in death rates due to advances in medicine and public health. This combination led to rapid population growth in many high-income countries, which…
Housing affordability across the federal electorates
Key takeaways The most unaffordable electorates to buy a home are mostly located in Sydney, with 4 of the top 5 and 12 of the top 20 most unaffordable electorates. The most affordable electorates to buy a home are concentrated…
[PODCAST] Dump or Double Down? Knowing When to Sell Your Underperforming Investment
In today’s podcast, Stuart Wemyss and I discuss the complexities of managing underperforming property investments, and how to decide when and if you should sell your property. We explore everything from the emotional traps that can cloud our judgment to…
What 60 Years of Aussie Growth Tells Us About the Next 20
Key takeaways Since 1966, Australia has shifted from a predominantly Anglo-Celtic, agriculture- and manufacturing-based economy to one of the wealthiest, service-oriented nations globally. Historically, unemployment has mirrored Australia’s economic health and demographic shifts. Structural demographic factors—such as retiring Baby Boomers,…
Here’s how to outperform 99% of your Neighbours
Investor behaviour matters a lot. In fact, it probably matters more than skill. To understand why this is true, first, you need to understand one fundamental concept: Investment returns and investor returns are almost always different. In 1999, I was working diligently…
[PODCAST] Trump’s Tariffs: Are They a Threat or a Boon for Property? | Big Picture Podcast with Pete Wargent
There’s an old Chinese saying “I wish that you live in interesting times.” The irony of this is that “interesting times” are often times of trouble or turmoil, making the phrase more like a curse and boy are we living…
Facing the enemies
We are not born with courage, but neither are we born with fear. Maybe some of our fears are brought on by our own experiences, by what someone has told us, by what we’ve read in the papers. Some fears are…
Why Australia Is Unlikely to Fall into Recession (And Why That Matters for Property Investors)
Key takeaways President Trump’s trade war poses a threat to Australian economic growth particularly via the indirect impact of weaker global activity driving less demand for our exports and lower commodity prices. Australia is likely to avoid a recession though…
Turning Investment Properties into Zoos?
The NSW Government has just delivered another blow to property investors, and this time it’s not about rental caps or land tax—it’s about pets. Yes, pets. But not just one or two. Under new tenancy reforms, landlords must now allow…
The Surprising Solution to Australia’s Housing Crisis: Brace for Rising Prices
Key takeaways Counterintuitively, the real solution to Australia’s housing crisis may be rising house prices. While this sounds politically unpopular, it’s based on sound economics: developers won’t build unless it’s profitable, and current prices don’t support viable returns. With strong…
RBA, tariffs and more. The Australian housing market is about to boom
Key takeaways The Australian housing market is about to boom. The RBA cash rate will drop by 2% within the next 18 to 24 months. My modelling suggests that every time mortgage rates drop by 0.25% improves the borrowing capacities…
minimise holding costs while maximising growth
Key takeaways Capital growth is the primary driver of wealth creation, not rental income. Compounding capital growth does the “heavy lifting” in building wealth over time. Property investors often fund purchases with borrowed equity, leading to out-of-pocket holding costs. Over…
What’s the white stuff on my Easter chocolate, and can I still eat it?
The words “chocolate” and “disappointment” don’t often go together. But you may have experienced some disappointment if you’ve ever unwrapped the bright foil of an Easter egg to discover white, chalky chocolate inside. What is this white substance? Is it…
Adelaide Cracks $1 Million as Five Capital Cities Now in the Million-Dollar Club
Key takeaways Combined capital house prices increased for the ninth consecutive quarter – the longest stretch of continuous quarterly growth since 2012-15 – to reach a new record. House prices have reached new highs in several capitals, with Sydney, Adelaide,…
Amid the election promises, what would actually help ‘fix’ the housing crisis? Here are 5 ideas
As the election campaign rolls on, housing has been, unsurprisingly, a major campaign focus. We’ve seen a series of housing policy announcements from across the political spectrum, including duelling announcements from the major parties in recent days. Labor will expand…
A deep dive into Australia’s wealth generators
Key takeaways A handful of regions dominate Australia’s economy, with just 10 areas producing 76% of the country’s GDP. The urban corridor from Brisbane to Melbourne accounts for 54% of GDP, while Western Australia (mainly Perth) contributes another 16%. The…
[PODCAST] Will the Federal Election Really Shake Up the Property Market? Let’s Bust Some Myths
In this episode of the Michael Yardney podcast, I discuss the current state of the housing market with Dr. Nicola Powell, Chief of Research and Economics. We explore the impact of federal elections on housing predictions, the effects of political…
Climate Change is Dividing Us — But Not in the Way You Think
Key takeaways Climate change conversations aren’t just politically or geographically divided; there’s a more subtle yet critical generational divide. It’s incorrect and misleading to simply characterise older generations as apathetic and younger ones as deeply concerned. Generations are shaped by…
Melbourne Property Market Outlook 2025
Key takeaways The Melbourne housing market has not performed as strongly as other capitals over the last few years, but Melbourne’s property values are expected to play catch up over the next year or two. In fact, both Corelogic and…
The 2032 Games Are Already Moving Property Markets
Key takeaways Brisbane’s successful bid for the 2032 Olympics isn’t just a sporting milestone; it’s the beginning of a major property market upswing driven by infrastructure, urban renewal, and international spotlight. Similar to Sydney’s Olympics in 2000, significant property growth…
[PODCAST] The Property Investor’s Guide to Mortgage Mastery
In this episode of the Michael Yardney podcast, I discuss the intricacies of property investment and finance with expert Hung Chuy. We explore the importance of mindset, the role of brokers, and the complexities of managing a property portfolio. Key…
Unlocking the “Missing Middle” Could Be the Answer to Australia’s Housing Crisis
Key takeaways The Housing Industry Association (HIA) proposes embracing “gentle density” as a powerful solution to the crisis. Gentle density refers to medium-density housing (like townhouses, duplexes, triplexes, and micro-lot homes) integrated subtly within established suburbs without compromising their existing…
Everything You Need to Know About Becoming a Multi-Millionaire
Since 2004, I’ve been immersed in studying what to do and what not to do in order to become wealthy and avoid poverty. Thanks to my Rich Habits Study and my ongoing Rich Habits research, I’ve learned an enormous amount about what it…
Major parties’ housing promises will only push up property prices
Key takeaways Australia’s housing crisis has become a fierce political battle that could have major implications for the outcome of the federal election. The problem is there are no quick fixes to the housing crisis, yet both the Coalition and…
5 reasons why you’ll forever be in debt
The thing about getting into debt is that anyone can do it! The hard part, of course, is getting out of debt. In fact, many people struggle with even admitting they’re in debt in the first place and bounce from…
Are We Heading for GFC-Level Rent Hikes Again?
Key takeaways Rental conditions today strongly resemble the 2007–2008 Global Financial Crisis (GFC) period, characterised by rapidly rising rents, vanishing affordability, and plummeting vacancy rates. Current rental inflation (14.2% over the past two years) is more than double the overall…
How Custom Windows Can Increase Your Home’s Resale Value
Major home improvement projects tend to attract homeowner attention mostly toward kitchen remodels, as well as bathroom renovations and landscaping updates. The impact of windows on the value of a property remains overlooked among buyers and sellers. That being said,…
The key to financial freedom? Finding your mentor
When we think of entrepreneurs we often think of trailblazers forging ahead on their own, someone who’s doing something different or creating something new. While it’s true that in order to achieve financial freedom you’ll have to rely on your…
Body Corporate Fees in Australia
The chances are that if you’ve just bought (or are planning to buy) an investment property in a multi-unit development such as a unit, townhouse, or apartment, you’ll have heard about an owner’s corporation or a Body Corporate. These are…
You Won’t Believe What the Greens Are Proposing for Negative Gearing!
Are we about to make it even harder for Australians to own a home? Just when you thought the path to homeownership couldn’t get any tougher, a new proposal from the Greens Party threatens to push that dream even further…
[PODCAST] An Investor’s Guide to our Tightening Rental Markets with Dr. Andrew Wilson
Despite predictions of a downturn, Australia’s housing market continued to strengthen, with national house prices rising by 1.0% in March, building on earlier gains from February. In today’s show Dr. Andrew Wilson explains how capital city rental markets have tightened…
How Rethinking Travel Can Reshape Our Cities, Our Health, and Our Wealth
Key takeaways How we move around cities affects our health, productivity, environment, and wealth. Australia’s car-centric urban design is out of step with emerging global best practice — and it’s costing us. Our cities are 4–5 times less dense than…
Keep Track of Your Results
Three keywords to remember: weigh, count and measure. Now why weigh, count and measure? To see what your results are from your activity, your attitude, and your philosophy. If you find that the results are not to your liking there…
Australia’s Investor Market Is Heating Up – But Some States Are Turning Up the Heat Faster Than Others
Key takeaways Investor loans surged 22% nationally over the past year, far outpacing owner-occupier growth (just 6%). We’re seeing not just more activity, but more strategic behaviour: investors are targeting specific markets, new builds, and growth corridors. Projections show over…
[PODCAST] Are our property markets really just a Ponzi Scheme? With Brett Warren
It’s a question that echoes through conversations among frustrated Australians, especially younger generations who find themselves priced out of the housing market: Is this all a Ponzi scheme? The surge in property prices has not only locked out many potential…
The Pros & Cons of Property Subdivision: A Buyer’s Guide
Property subdivisions are becoming increasingly popular across urban and suburban areas nationwide, namely because they allow property investors to turn a profit by building multiple titles on one block of land. But are subdivided properties still beneficial for homebuyers rather…
Never Quit on Yourself. Adversity Is a Gift, Not a Curse
There once was a woman who was miserable with her life. She hated her low-paying, high-stress job, yet worried every night about losing it. She and her husband were falling behind on their bills and their credit card debt kept…
How Trump’s Tariffs Could Be a Boon for the Australian Property Market
Key takeaways While Trump’s tariffs might seem like a harbinger of economic turbulence, they could paradoxically serve as a catalyst for growth in the Australian property market over the medium term. By creating conditions that lead to lower interest rates,…
How Parents Can Help Children to Buy Their 1st Home
Housing affordability is the current topic of conversation in the media and at dinner tables across Australia. And for families with Gen Y children, in particular, it’s probably a discussion based around how they’ll struggle to ever buy their own…
The 4 most dangerous words in property investment
Key takeaways The best investors don’t try to outguess the market; they position themselves for long-term success with quality assets, strong financial buffers, and a strategic approach to property cycles. Investing is about making informed, strategic decisions rather than chasing…
Property Market Forecast Australia 2025 — House Prices Predictions from Expert
Key takeaways Australian property values reached new heights in March, reversing a recent short downward trend. Values increased 0.4% over the month, the second consecutive month of growth in the national index, following a short three-month decline where values dipped…
Navigating Melbourne’s Property Pitfalls: A Guide for the Unwary Investor
Beware, property investors! If you’re considering investing in Melbourne’s enticing property market, it is a double-edged sword, filled with potential success but also hidden pitfalls and deceptive lures. Now that most commentators believe there is considerable upside in the languishing…
12 Ways to Turn On Your Happiness Genes
Is happiness genetic? Is it predetermined? In 2017, Vrije Universiteit Amsterdam, in the Netherlands, published a paper that, for the first time, linked genetics to happiness. In the study of nearly 300,000 people, the researchers, led by Meike Bartels, found…
Housing Affordability Now Trumps Jobs and Healthcare for Young Australians – Here’s What That Really Means
As we head towards the next federal election, a major shift is underway. And it’s being driven by a generation increasingly shut out of home ownership. For young Australians, housing affordability is no longer just a personal struggle, it’s become…
[PODCAST] Why Plan Ahead? Top 10 Advantages of a Long-Term Investment Strategy
If you’ve has been listening to my podcast for some time, you’d know that I believe in the importance of having a long-term strategic plan for your investments. So while you may be looking for the next hotspot or a…
What Every Australian Needs to Know
Key takeaways While financial security is essential, a fulfilling retirement requires purpose, structure, and social engagement. Many retirees struggle not because they lack funds, but because they haven’t planned for how to spend their time meaningfully. The happiest retirees are…
Put Your Ladder on YOUR WALL
Most of us do as we are told. This habit forms early in life. Our parents, for our own good, make us do things we don’t want to do: wake up early for school, eat broccoli, do homework, do house…
Cash rate on hold but housing markets still feeling the joy from the February rate cut
As expected, the RBA is taking a cautious approach, holding the cash rate firm at 4.1% in April, despite inflationary pressures easing into the target range and labour markets showing a softer outcome in February. The monthly CPI update for…
Ken Raiss, Brett Warren and I Answer Your Burning Questions
In this show Ken Raiss, Brett Warren and I and a heap of questions left by viewers of a recent Masterclass that should be of interest to anyone interested in property investment. We explore the pros and cons of investing…
Under 35 and Thinking of Buying a Home? Maybe Not Right Now!
If you’re under 35 and considering buying a home, it might be time to rethink that decision. The economic environment and world of finance have shifted in recent years, and so should our perspective on homeownership. But does that mean…
Only 4% of the Poor Become Rich. Here’s How That 4% Transformed Their Lives
Only 4% of those raised in poverty become self-made millionaires. Sadly, I could share all of the Rich Habits, success tips, wealth advice, health research, etc. with everyone in the world and still only a small percentage would take action….
The Economic Impact of LGBTQ+ Inclusivity on Australian Real Estate
Key takeaways Areas with high LGBTQ+ populations are seeing above-average property price appreciation. These neighbourhoods are becoming highly desirable for both homebuyers and investors. Cities like Sydney, Brisbane, and Melbourne thrive on their dynamic LGBTQ+ scenes. Events, festivals, and cultural…
Are rich people more intelligent? Here’s what the science says
From White Lotus to Succession, there’s a high demand for television dramas about the super-rich. The characters on these shows are typically portrayed as entitled, hollow and sad. But they aren’t necessarily depicted as unintelligent. So are rich people rich…
Why the “Super for Housing” Scheme Could Backfire – And What Policymakers Are Missing
Key takeaways The proposal to let first-home buyers dip into their super is gaining attention again as a political vote-winner. The Grattan Institute warns this could inflate prices by up to 10%—around $75,000 in Sydney and $60,000 in Melbourne. Giving…
These 3 boxes cover what you need to know about property
I like to use three boxes to explain most things residential. They are known as The 4’s. The Four W’s. We originally these here and it’s the What, Who, When, and Where 1. What Here, four things matter most…
What The Intelligent Investor Can Teach You About Thriving in Property Investment
Key takeaways If you want to build lasting wealth through property investing, tune out the noise and turn to the enduring principles that have stood the test of time. Benjamin Graham’s The Intelligent Investor is widely regarded as one of…
[PODCAST] A Chat with the Millionaire Maker – Loral Langemeir
While we usually spend a lot of time talking about property, today I’ve got a special episode for all the parents out there. And even if you don’t have kids yet or you’re not planning to, you’re still going to…
Want to know what will make me a better property investor in this “interesting” market?
Key takeaways Property markets move in cycles, and while it’s reasonable to expect eventual upturns and downturns, predicting the exact timing of these cycles is nearly impossible. Historically, Australia has experienced around nine significant property cycles in the last 50…
4 hobbies that science says will make you smarter
While intelligence can be a lottery based on your genes as well as your upbringing, that doesn’t mean we can’t all become smarter. I’m sure we all know of people from our childhoods who ended up running successful businesses when…
When Was the Best Time to Be Born? A Look at the ‘Golden Eras’ of History
Key takeaways Each period in history has had its golden moments and hardships. While today’s economic and geopolitical challenges are real, history suggests we’re living in an unprecedented time of progress. Warren Buffett’s concept of the “Ovarian Lottery” suggests that…
[PODCAST] I would have been a better investor if I knew these 12 things earlier in life
In this episode of the Michael Yardney Podcast, Brett Warren and I discuss twelve key insights that could have accelerated our success in property investment. We explore the importance of mindset, personal control, goal setting, and the role of attitude…
Who is Wealth Retreat really for?
Have you ever wondered who attends an event like Wealth Retreat? I know I always did. I have been attending Wealth Retreat for the best part of 12 years now, but I remember asking that question before my very first…
The major key to your better future is you
Of all the things that can have an effect on your future, I believe personal growth is the greatest. We can talk about sales growth, profit growth, and asset growth, but all of this probably will not happen without personal…
Could the US and China Really Shake Up Our Property Market? Here’s What You Need to Know
Key takeaways When we talk about Australia’s property market, most people look inward — inflation data, RBA decisions, consumer sentiment. But increasingly, what happens overseas, particularly in the US and China, is influencing what happens here at home. If the…
Think You’ll Be Mortgage-Free by Retirement? Think Again!
Retirement is meant to be the time to relax, enjoy life, and reap the rewards of decades of hard work. Yet, for many Australians, the dream of a carefree retirement is increasingly overshadowed by the burden of a lingering mortgage….
Which Type of Property is Best for Investment?
I’ll get straight to the point… I believe the middle-ring suburbs of our big capital cities will be the best medium to long-term investment locations. Source of Image: Michael Matusik Here’s my logic… The latest government forecasts suggest that…
ATO’s New Property Rule Could Cost Sellers Over $122,000 – Here’s How to Avoid It
Key takeaways A little-known change by the Australian Taxation Office (ATO) has put property sellers at risk of having 15% of their sale price withheld, a mistake that could cost over $122,000 for the average property owner. Since January 1,…
The Reasons NOT to Invest in Australian Property
Key takeaways The property pessimists are out again with their predictions of falling property values because of a rise of listings of properties for sale, or because an election is coming up or because of Trump’s tariffs. There has always…
If You Could Live the Second Half of Your Life Differently From The First, What Would You Do With It?
If you are serious about building your own property investment business, one that one day will deliver you financial security… If you’re already a property investor and keen to take your property investment to the next level… If you are…
Will the Federal Election Really Shake Up the Property Market? Let’s Bust Some Myths
Key takeaways A lot of people are wondering how the upcoming federal election will affect our housing markets. While uncertainty can impact buyer confidence, elections are just one of many factors. Other influences include interest rate changes, economic instability, and…
How much do Australians need to earn to afford average rental now?
Key takeaways Housing affordability has always been a challenge, but today’s rental crisis is pushing even middle-income earners into financial stress. Essential workers like nurses, teachers, and police officers struggle to afford rent, even in regional areas. Sydney renters on…
How to Build and Sustain Wealth Through Property with Aaron Christie-David
In today’s show Aaron Christie-David interviews me and asked how I’ve built the substantial property bought for the White investors should be doing in the current market to secure their financial future through property. I discuss the need for a…
Overcoming the Hidden Barriers to Investing and Business Success
Key takeaways Many investors and business owners unknowingly sabotage their own success—not because they lack knowledge, but because of cognitive biases that shape their decisions. These biases can lead to costly mistakes, missed opportunities, and poor financial choices. Once you…
Mortgage Defaults Drop as Offset Balances Hit Record Highs – What It Means for Borrowers
It’s been two years of interest rate hikes, rising cost-of-living pressures, and constant warnings about mortgage stress. And yet, Australian homeowners are proving more resilient than many expected. The latest data from APRA’s Quarterly Property Exposure Statistics shows that offset…
You Won’t Believe How Long It Really Takes Properties to Double In Value
Key takeaways The idea that property prices double every 7-10 years is a myth. Historical data shows highly variable growth rates, with prices doubling in as little as six years during booms and taking much longer in downturns. The market…
[PODACAST] 40 property investment lessons I learned in the last 4 decades
Hindsight is a wonderful thing, isn’t it? Let me ask you a question… with the benefit of hindsight and knowing what you know now, if you had the opportunity to do so, would you have bought an investment property 40…
Asset rich but cash flow poor? Coinvesting in property with your super could be the solution
In a previous blog, I compared the financial and tax effectiveness of investing in property through your super (with borrowings) versus investing in property outside of super or sticking with the traditional approach of investing your super in an industry super…
12 quotes from the masters
Here are 12 great vitamins for the mind from two great masters: Jim Rohn and Brian Tracy… 1. “I remember saying to my mentor, ‘If I had more money, I would have a better plan.’ He quickly responded, ‘I would…
Is this the beginning of the property supercycle?
Key takeaways National property values have increased for the second consecutive month. A limited supply of properties for sale is creating intense competition among buyers. This supply-demand imbalance is pushing prices higher across the country. The combination of low supply,…
How will the Federal Election impact the Australian property market?
With the 2025 Federal Election looming, Australian property investors and homebuyers are naturally keen to understand how the electoral outcomes could impact the real estate market. Historically, elections bring uncertainty, and uncertainty tends to make markets cautious. Buyers hesitate, sellers…
How Cyclone Alfred is Shaking Up Brisbane’s Rental Market
Key takeaways Vacancy rates were hovering around 1%, making it extremely tough for tenants to find rentals. Even minor storm damage can displace tenants, putting further pressure on the market. Queensland is prone to extreme weather, and climate change is…
How Do Banks Value a Property?
Property stakeholders often feel a little nervous about a bank valuer visiting. After all, valuers show up, poke around and then send a verdict to the lender about whether the price paid, or estimate made, ‘stacks up to market’. It…
Why They Don’t Work in the Real World
Many aspiring property investors are drawn to the idea of “no money down” deals—a dream scenario where you buy a property without using any of your own funds. It sounds too good to be true, right? Well, that’s because, in…
How the housing market has changed
Key takeaways One of the most significant factors five years on from March 2020 is how housing values have changed. Nationally, home values have been on a roller coaster ride, rising by a cumulative 38.4%, adding approximately $227,000 to the…
The Silent Mortgage Squeezing Aussie Homeowners—And It’s Not Interest Rates
Key takeaways Over the past decade, council rates have increased by 39% nationally, outpacing inflation and adding financial strain to homeowners. According to Money.com.au, council rates rose by 4.9%, higher than maintenance, utilities, and home insurance. With high mortgage repayments,…
[PODCAST] 5 ways I’m going to ensure my property investments outperform this property cycle
In today’s show I’d like to remind you of some of the foundational principles I use to grow my wealth. I’ll discuss things that “always worked” rather than things that are working now. Now to be clear… this is very different…
Why We Must Shift From Reaction to Prevention
Key takeaways Australia struggles with housing affordability, a rental property shortage, an overburdened healthcare system, and climate change. Governments often address these issues reactively, stepping in only during crises, which perpetuates inefficiency and increases long-term costs. Preventative measures tackle problems…
The Miracle of Personal Development
One day Mr Shoaff said, “Jim if you want to be wealthy and happy, learn this lesson well: Learn to work harder on yourself than you do on your job.” Since that time I’ve been working on my own personal…
The most important piece of property data for the next decade you have NOT considered
If you’re a property nerd like me, and like to keep up to date with and continually analyse the data to make sure you’re making informed property decisions, there’s something you need to know. And even if you are not,…
The Formula Behind Metropole’s Best Property Deals with Brett Warren
In this episode, Brett Warren and I discuss the intricacies of property investment, focusing on the importance of strategic planning, understanding investment-grade properties, and the role of buyer’s agents. We delve into the seven-stranded approach to property investment, share case…
Understanding the Hollowing Out of Australia’s Middle Class
Key takeaways The mid-sized Weet-Bix boxes in the cereal aisle are disappearing, and this is a metaphor for the hollowing out of Australia’s middle workforce, which is reshaping the way we work, earn, invest, and plan for the future. Australia…
Will 2025 Be the Year of the Investor? Mortgage Trends Point to a Shift
Have you noticed that property investors are surging ahead while first-home buyers and owner-occupiers take a backseat? The latest mortgage trends suggest this gap will only widen in 2025. With investor loans soaring, refinancing making a comeback, and interest rates…
The New Victorian Rental Reforms: A Balancing Act or a Scale Tipped Against Landlords?
In the world of property investment, the winds of change have brought with them a set of rental reforms in Victoria that have sparked a heated debate across the state. Recently passed legislation aimed at making renting “fairer” for tenants…
How to protect more Australian homes from the growing risks of floods, fires and other climate disasters
The cleanup is underway in northern Queensland following the latest flooding catastrophe to hit the state. More than 7,000 insurance claims have already been lodged, most of them for inundated homes and other structures. The Queensland floods are a reminder…
9 Simple Rules of Property Investment
Key takeaways Financial freedom starts with spending less than you earn, saving wisely, and investing in growth assets. Capital growth is key—cash flow keeps you in the game, but capital growth gets you out of the rat race. Any property…
Women lead the charge in Australia’s $5 Trillion wealth transfer
Women are set to be the primary beneficiaries of Australia’s intergenerational wealth transfer, claiming about 65% of nearly $5 trillion by 2034, a groundbreaking report by JBWere published in the AFR reveals. This shift is fueled by factors such as longevity—women…
40 property investment lessons I learned in the last 4 decades
Key takeaways With the benefit of hindsight and knowing what you know now if you had the opportunity to do so, would you have bought an investment property 40 years ago? If I had a time machine I would warn…
Australia’s economy has turned the corner, and consumer spending was a big help
Australia’s economy expanded at the fastest pace in two years in the December quarter, boosted by an improvement in household spending and stronger exports. The Australian Bureau of Statistics’ national accounts report today said the economy grew by 0.6% in…
How Young Australians Are Transforming Suburban Living
Did you know that some Australian suburbs are undergoing a generational revolution? Across the country, certain neighbourhoods are seeing a dynamic transformation as younger residents move in, reshaping the cultural and economic fabric of these areas. This “generation shift” isn’t…
The Tide Turns To Tenants with Leanne Jopson
If you’re like many property investors, you’ve had more than your share of frustrations over the last couple of years, including the increased cost of maintaining your property with rising interest rates and mortgage costs, council rates, insurance and ever-changing…
The Future of Australian Cities
Key takeaways Today’s outer suburbs (e.g., Tarneit, Officer, Marsden Park) will become the middle suburbs of tomorrow, just like Doncaster and Ryde did in past decades. Millennials moving to urban fringes today will shape these areas into mature, established suburbs…
Brisbane Property Market Forecast for 2025
Key takeaways Brisbane continues to be one of Australia’s strongest capital city housing markets and is likely to remain so in 2025 with dwelling values continuing to go from strength to strength. Brisbane’s housing market skyrocketed over the last few…
The two choices we face
Each of us has two distinct choices to make about what we will do with our lives. The first choice we can make is to be less than we have the capacity to be. To earn less. To have less….
The Habits That Build Fortunes, with Brett Warren
If you’ve ever wondered why some people seem to climb the ladder of wealth with ease while others feel stuck in the rat race despite earning a decent living, today’s show is for you. In this show, Brett Warren and…
What Property Investors Need to Know
When you think about property investment, risks like interest rates or market downturns might come to mind. But here’s a sobering reality: by 2035, 1 in 10 Australian homes could become uninsurable. Yes, uninsurable. This isn’t just a “might happen”…
The 6 Reasons Why You Can’t Become Rich in Australia
Do you dream of becoming wealthy and achieving financial freedom? If so, then you might have wondered why some people are able to reach their dreams and get rich while others seem stuck in the same rut forever. The fact…
Lower Interest Rates to Ignite New Wave of Development
Exciting news for the Melbourne property market – the Reserve Bank of Australia (RBA) has just announced a reduction in interest rates. This move is expected to spark a wave of new residential property developments and attract a fresh influx…
The Dangerous Game You Shouldn’t Play!
Key takeaways The RBA has delivered its first rate cut 2025 and with it, property forecasts are popping up everywhere. But let’s be real, our past experience tells us to take these with a grain of salt. Our psychological makeup…
“Gut Feel” is a Dangerous Strategy in This Market
Are you lucky enough to be in the position to be able to consider investing and making the most of the opportunities in the current market? If you are, how are you going to make your decision? A word of…
What Buyers Are Looking for in High-End Developments
Luxury real estate revolves around the buying behavior of wealthy individuals who purchase homes that suit their lifestyle needs and both their existing lifestyle values and anticipated life goals. Many people experience the same passion for their dream property search…
Is the Great Australian Dream Slipping Away for First-Home Buyers?
Key takeaways According to Domain’s First Home Buyer Report 2025, the road to homeownership remains steep, despite some marginal improvements in affordability. Time required to save a deposit for units has dropped by two months across the combined capitals, while…
I looked at 35 years of data to see how Australians vote. Here’s what it tells us about the next election
In the 2022 federal election, two demographics were key to the final outcome: women and young people. With another election fast approaching, will they swing the result again? To answer this question, I turned to the Australian Election Study (AES)…
Women under-represented in investment property ownership
Key takeaways Overall, there is strong parity in ownership between men and women with 64.4% of men and 62.7% of women owning at least one residential dwelling. However, women are under-represented in investment property, and many other assets, reiterating a…
[PODCAST] What’s Ahead for Property? Key Trends Shaping Our Markets
In today’s Big Picture episode of the Michael Yardney Podcast, Pete Wargent and I discuss a raft of macro factors that will affect how our property markets play out this year, including the implications of the first rate cut by…
Timeless Lessons for Investors and Business Leaders
Key takeaways Challenges like pandemics or financial crises are temporary. A positive outlook fosters resilience and better long-term outcomes for investments, business, and personal growth. Optimism, as Tali Sharot explains, reduces stress, boosts health, and enhances motivation. Significant disruptions—economic, political,…
Success is easy, but so is neglect
People often ask me how I became successful in that six-year period of time while many of the people I knew did not. The answer is simple: The things I found to be easy to do, they found to be easy not…
Growth patterns shift in select regional markets
Key takeaways Signs of a slowdown are emerging in select regional markets, with growth rates halving across Gladstone. Queensland and Western Australia markets, which have led recent regional growth, are now clearly losing steam. While some markets are cooling, others…
5 Ways to Value a Commercial Property in Australia
Whether it is an office, shop, warehouse, or even a factory, some investors are attracted to commercial property for portfolio diversification or for positive cash flow. But the thing is, successful commercial property investment is a different niche. It requires…
Population update 2025 – Expect 500,000 new people per annum
Strong population growth will increase housing demand, both to buy and rent. Australia’s population growth rose by some 550,000 last year. This likens to a 10,000 increase in the country’s population per week. This is 50% more than the annual…
Think You Can Predict the Property Market? Think Again!
Key takeaways Financial and property forecasts often fail to accurately predict market trends due to the complexity of economic and human factors. Rather than relying on predictions, investors should focus on preparing for various scenarios to ensure their investments withstand…
Brisbane housing market update [video]
Home values continue to trend higher across Brisbane, but the pace of gains has noticeably cooled. January’s 0.3% rise was the smallest since February of 2023 as higher stock levels, lower population growth and affordability constraints support a slowdown in…
A Complete Guide to Property Investment in Australia
When it comes to property investment in Australia, there’s no shortage of information available about how budding investors can ensure success. Note: While many investors start out with the intention of making it big in real estate, only a handful…
How to Choose a Property Investment Advisor in Australia
Key takeaways The property market is filled with mixed messages and self-proclaimed “experts.” Many so-called “advisors” have little real experience but leverage personal branding on social media to appear credible. Property cycles matter—true experts have successfully invested through multiple cycles…
The Growing Connection Between Cryptocurrencies and Stock Markets in Developing Countries
In recent years, cryptocurrencies like Bitcoin USD have changed how people think about money and investing, especially in developing countries. These digital currencies are affecting traditional stock markets in unexpected ways, creating new opportunities and challenges for investors and economies…
Is Australia Ready for What’s Next?
Key takeaways Millennials, now Australia’s largest generational group, are moving to the urban fringes as they start families, increasing reliance on cars in car-dependent suburbs. Outer suburbs often lack adequate public transport, necessitating multiple vehicles per household, particularly SUVs. Car…
Navigating the Unpredictable: Lessons from Past X-Factors
Key takeaways X-factors, also called “Black Swan events,” are sudden, unexpected occurrences with widespread consequences. Examples are GFC, COVID-19 pandemic, AI’s breakthrough in 2024, and RBA rate hikes. These events can disrupt industries, economies, and personal wealth-building strategies. Economic and…